Loan syndication a source of business financing

 

Table Of Contents

  • <p> </p><p>TITLE PAGE &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; II</p><p>APPROVAL PAGE &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;III</p><p>DEDICATION &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; IV</p><p>ACKNOWLEDGEMENT &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;V</p><p>PROPOSAL &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;VII</p><p>

Chapter ONE

INTRODUCTION

  • </p><p>
  • 1.1&nbsp; &nbsp; &nbsp; INTRODUCTION</p><p>
  • 1.2&nbsp; &nbsp; &nbsp; PROBLEMS IDENTIFICATION &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;1</p><p>
  • 1.3&nbsp; &nbsp; &nbsp; STATEMENT OF OBJECTIVES &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4</p><p>
  • 1.4&nbsp; &nbsp; &nbsp; LIMITATIONS OF THE STUDY &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5</p><p>
  • 1.5&nbsp; &nbsp; &nbsp; SIGNIFICANCE OF THE STUDY &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;6</p><p>
  • 1.6&nbsp; &nbsp; &nbsp; SCOPE OF THE STUDY &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;6</p><p>
  • 1.7&nbsp; &nbsp; &nbsp; DEFINITION OF TERMS &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;6</p><p>

Chapter TWO

LITERATURE REVIEW

  • </p><p>LITERATURE REVIEW &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;8</p><p>
  • 2.1&nbsp; &nbsp; &nbsp; LOAN SYNDICATION AS A SUBJECT9</p><p>
  • 2.2&nbsp; &nbsp; &nbsp; EVALUATION OF LOAN SYNDICATION &nbsp; &nbsp; &nbsp; 10</p><p>
  • 2.3&nbsp; &nbsp; &nbsp; LOAN SYNDICATION AS A LIQUIDITY SQUEEZE11</p><p>
  • 2.4&nbsp; &nbsp; &nbsp; EVALUATION OF SYNDICATION LOAN FINANCING13</p><p>
  • 2.5&nbsp; &nbsp; &nbsp; FORMS OF SYNDICATED CREDIT FINANCING16</p><p>
  • 2.6&nbsp; &nbsp; &nbsp; ELIGIBILITY ISSUE IN LOAN SYNDICATION &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;17</p><p>
  • 2.7&nbsp; &nbsp; &nbsp; PROCEDURE FOR SYNDICATED LOAN &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 17</p><p>REFERENCES &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;19</p><p>

Chapter THREE

RESEARCH METHODOLOGY

  • </p><p>
  • 3.1&nbsp; &nbsp; &nbsp; RESEARCH DESIGN &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 20</p><p>
  • 3.2&nbsp; &nbsp; &nbsp; TYPE OF DATA USED &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;20</p><p>
  • 3.3&nbsp; &nbsp; &nbsp; LOCATION DATA &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 20</p><p>
  • 3.4&nbsp; &nbsp; &nbsp; SOURCES OF DATA &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 21</p><p>REFERENCES &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;23</p><p>

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • </p><p>FINDINGS &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;24</p><p>
  • 4.1&nbsp; &nbsp; &nbsp; INTRODUCTION AND STATISTICAL METHODS &nbsp;25</p><p>
  • 4.2&nbsp; &nbsp; &nbsp; FINDINGS OF SYNDICATED LOAN FINANCING</p><p>REFERENCES &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;27</p><p>

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • </p><p>SUMMARY, RECOMMENDATION AND</p><p>CONCLUSIONS</p><p>
  • 5.1&nbsp; &nbsp; &nbsp; SUMMARY OF RESEARCH FINDINGS &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;28</p><p>
  • 5.2&nbsp; &nbsp; &nbsp; CONCLUSION &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 29</p><p>
  • 5.3&nbsp; &nbsp; &nbsp; RECOMMENDATIONS &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 30</p><p>BIBLIOGRAPHY &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;33</p><br> <br><p></p>

Project Abstract

<p> </p><p>Before going into the details of the topic loan syndication, it will be wise to know the actual meaning of this topic.</p><p>Loan is an agreement between the render and leader in terms of monetary consideration to pay back either with interest in a specified period of time. &nbsp;Syndication in its own little definition has to deal with any financial institution that is assigned with the work of giving loans to the beneficiaries.</p><p>Now loan syndication, as a source of business financing in Nigeria has to do with the agreement between two or more lending financial institution to provide a borrower with a credit facility using common loan documentation.</p><p>In the country before any body has to invest in any capital project that acquires big amount of outlay. &nbsp;The cost of these investments have made it possible for one financial institution to finance such investment requiring such huge amount because he cannot foot the bill along. &nbsp;Loan syndication has become an attractive credit delivery technique aimed at spreading risks and redialing the impact of the restricting laws and regulation. &nbsp;There are problems also associated with loan syndication in Nigeria economy which include people argue that loan syndication is very expensive and involves much administrative work because the effective cost of capital exceeds the interest paid. &nbsp;Secondly, loan syndication is time consuming because of the documentation requirements.</p><p>In the area of problems there would also be some advantages incurred through loan syndication, loan syndication lowers the cost of capital to the firm because tax deductibility of interest payments. &nbsp;Also it saves the borrow palms of raising equivalent loan independently from different financial institution.</p><p>The repayment schedule is usually geared to the borrowers cash flow ability to service the debt. &nbsp;Also the borrower deals directly with the loan and can be tailored to the borrower need through direct negotiation.</p><p>In spite of many advantages of syndication loan financing, it is definitely not a business for the unprepared. &nbsp;A firm that wishes to borrow by these techniques must do its home work thoroughly.</p><p>Finally, given the limit development of the capital market and the preferences for loadable funds in form of bank credit, the practice of loan syndication is bound to become more popular in Nigeria and remain an important technique of credit delivery by financial institutions.</p> <br><p></p>

Project Overview

<p> </p><p><strong>1.1 &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;INTRODUCTION ANALYSIS</strong></p><p><strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; INTRODUCTION</strong></p><p>The relative insufficiency of funds for capital investment is a common factor in every economy especially in developing countries of the ward, like Nigeria.</p><p>Finding a solution to these problems of providing funds for capital investment has been a major pre-occupation of financial institutions in Nigeria one of the solution that come up is syndicated loan, which h is aimed at spreading risks and weakening the impact of restricting laws and regulations lending by financial institutions.</p><p>Loan syndication is basically defined as an agreement between two or more lending financial institution to provide a borrower with credit facility using common roan documentation.</p><p>The spectacular growth of Loan syndication as source of financial instruments for business organization occurred as response to several economic factors in Nigeria. &nbsp;Notable among these were:</p><p>– &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Restrictions on credit expansion of government and monitoring authorities to minimize.</p><p>– &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; The scraping of import licence requires which enables more users of imported equipment and machineries to source and warning some into the country.</p><p>– &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Deregulation of interest rates made Loan syndication attractive to both business organization and financial institutions.</p><p>In addition there are/certain legal and regulatory limitations on lending activities of commercial and merchant banks such as the statutory lending limit as provided in banking Act of 1969 section 13 (1), the liquidity requirements et</p> <br><p></p>
Purchase This Research

Blazingprojects Mobile App

📚 Over 50,000 Project Materials
📱 100% Offline: No internet needed
📝 Over 98 Departments
🔍 Software coding and Machine construction
🎓 Postgraduate/Undergraduate Research works
📥 Instant Whatsapp/Email Delivery

Blazingprojects App
Install Mobile App

Related Research

Banking and finance. 3 min read

Blockchain-based Credit Scoring System for Enhanced Financial Inclusion...

What This Project Is About This project explores the use of blockchain technology to develop a new way of assessing how trustworthy and capable individuals are ...

BP
Blazingprojects
Read more →
Banking and finance. 3 min read

Implementing Blockchain Technology for Enhancing Security and Transparency in Digita...

What This Project Is About This project explores how blockchain technology can be used to make digital banking transactions more secure and transparent. Blockch...

BP
Blazingprojects
Read more →
Banking and finance. 2 min read

Blockchain-Based Fraud Detection System in Banking and Finance...

What This Project Is About This project explores how blockchain technology can be used to improve the way banks and financial institutions detect and prevent fr...

BP
Blazingprojects
Read more →
Banking and finance. 3 min read

Implementing Blockchain Technology for Real-Time Fraud Detection in Digital Banking ...

This project is about using a technology called blockchain to help banks and other digital financial services spot and stop fraud as it happens. Fraud in bankin...

BP
Blazingprojects
Read more →
Banking and finance. 4 min read

Development of a Blockchain-Based Secure and Transparent Digital Payment System...

This project is about creating a new type of digital payment system that uses blockchain technology to make transactions safe and clear. Blockchain is a way of ...

BP
Blazingprojects
Read more →
Banking and finance. 3 min read

Blockchain-based Automated Loan Approval System...

This project is about creating a faster and more secure way for banks and financial institutions to decide whether to lend money to people or businesses. Normal...

BP
Blazingprojects
Read more →
Banking and finance. 4 min read

Application of blockchain technology in enhancing security and efficiency in online ...

Overview: The advent of blockchain technology has revolutionized various industries, including the banking and finance sector. One significant application of b...

BP
Blazingprojects
Read more →
Banking and finance. 3 min read

Topic: The Impact of Fintech Innovations on Traditional Banking Services...

Overview: The integration of Financial Technology (Fintech) innovations into the banking sector has significantly transformed the landscape of traditional bank...

BP
Blazingprojects
Read more →
Banking and finance. 3 min read

Application of Blockchain Technology in Enhancing Security and Efficiency in Online ...

Overview: The project topic &quot;Application of Blockchain Technology in Enhancing Security and Efficiency in Online Banking Transactions&quot; explores the i...

BP
Blazingprojects
Read more →
WhatsApp Click here to chat with us