Granting of credit facilities by commercial banks prospects and problems (a case study of skye bank plc)

 

Table Of Contents


Chapter ONE

INTRODUCTION

  • 1.1Introduction
  • 1.2Background of Study
  • 1.3Problem Statement
  • 1.4Objective of Study
  • 1.5Limitation of Study
  • 1.6Scope of Study
  • 1.7Significance of Study
  • 1.8Structure of the Research
  • 1.9Definition of Terms

Chapter TWO

LITERATURE REVIEW

  • 2.1Overview of Credit Facilities
  • 2.2Role of Commercial Banks in Granting Credit
  • 2.3Types of Credit Facilities Offered by Commercial Banks
  • 2.4Factors Influencing Credit Facility Approval
  • 2.5Risks Associated with Granting Credit
  • 2.6Credit Evaluation Process
  • 2.7Impact of Credit Facilities on Borrowers
  • 2.8Regulatory Framework for Credit Facilities
  • 2.9Trends in Credit Facility Granting
  • 2.10Challenges Faced by Commercial Banks in Granting Credit

Chapter THREE

RESEARCH METHODOLOGY

  • 3.1Research Methodology Overview
  • 3.2Research Design
  • 3.3Data Collection Methods
  • 3.4Sampling Techniques
  • 3.5Data Analysis Procedures
  • 3.6Ethical Considerations
  • 3.7Limitations of the Methodology
  • 3.8Validity and Reliability of Data

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • 4.1Overview of Findings
  • 4.2Analysis of Credit Facility Approval Rates
  • 4.3Factors Influencing Credit Approval
  • 4.4Comparison of Credit Types
  • 4.5Impact of Credit Facilities on Borrowers
  • 4.6Challenges Faced by Commercial Banks
  • 4.7Recommendations for Improvement
  • 4.8Implications for Future Research

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • 5.1Summary of Findings
  • 5.2Conclusion
  • 5.3Contributions to Knowledge
  • 5.4Implications for Practice
  • 5.5Recommendations
  • 5.6Areas for Future Research

Project Abstract

<p> </p><p>The study examined the problems and prospects associated with granting of credit facilities by commercial banks. To assess this situation questionnaire were distributed to low members of staff of skye bank pIc. 20 of the questionnaire were given to 5 departments using stratified random sampling. The data was analysed using descriptive statistics and chi-square distribution.</p><p>The findings revealed that granting credit to customersโ€™ facilities economic activities by providing foods for the needs sectors. It was therefore recommended among others that a good credit department of any bank should ensure that credit policies are in place.</p> <br><p></p>

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