MORTGAGE FINANCING IN NIGERIA: PROSPECTS AND CHALLENGES

• Title Page DedicationDeclaration CertificationAcknowledgement Table of Contents Table of CasesTable of StatutesList of Abbreviations AbstractCHAPTER ONE: GENERAL INTRODUCTION1.1 Background to the Study1.2 Statement of the Problem
• 1.3Objectives of the Study1.4 Significance of the Study1.5 Research Questions1.6 Research Methodology1.7 Scope of the Study1.8 Literature ReviewCHAPTER TWO: CONCEPT AND EVOLUTION OF MORTGAGE FINANCING IN NIGERIA2.1 Definition of Mortgage2.2 Historical Overview of Mortgage Financing in Nigeria
• 2.3Types of Mortgage Financing
• 2.4Sources of Mortgage FinancingCHAPTER THREE: LEGAL FRAMEWORK FOR MORTGAGE FINANCING IN NIGERIA3.1 Legal Regime for Mortgage Financing in Nigeria
• 3.2Institutional Framework for Mortgage Financing
• 3.3Economic Implications of Mortgage Financing
• 3.4Structure of the Nigeria Mortgage Market

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

• PROSPECTS AND CHALLENGES4.1 Prospects of Mortgage Financing in Nigeria 4.
• 1.1An Overview of Housing Delivery Policies in Nigeria4.
• 1.2Government Functions on Housing Delivery 4.
• 1.3Assessment of Housing Delivery in Nigeria Today
• 4.2Challenges of Mortgage Financing in Nigeria 4.
• 2.1Low Interest Rate on National Housing Fund 4.
• 2.2Low Level of Partnership in National Housing Fund 4.
• 2.3Macroeconomic Environment 4.
• 2.4Non-Vibrancy of Some Primary Mortgage Institutions 4.
• 2.5Cumbersome Legal Regulatory Framework for Land Acquisition 4.
• 2.6The Structure of Bank Deposit Liabilities 4.
• 2.7Risk Sharing 4.
• 2.8Knowledge Gap4.
• 2.9Taxes

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

• CONCLUSION AND RECOMMENDATIONS5.1 Summary
• 5.2Conclusion
• 5.3Recommendations Bibliography