CREDIT MANAGEMENT TECHNIQUES IN AGRICULTURAL CO-OPERATIVE BANK IN NIGERIA (A CASE STUDY OF NACRDB, ENUGU)

 

Table Of Contents


  • <p> </p><div><b>TABLE OF CONTENTS</b></div><div><br></div><div>Title page</div><div>Approval page</div><div>Dedication</div><div>Acknowledgement</div><div>Abstract</div><div>Table of contents</div><div><br></div><div><b>

Chapter ONE

INTRODUCTION

  • </b></div><div>Introduction</div><div>Background of the study</div><div>Statement of the problem</div><div>Objective of the study</div><div>Significance of the study</div><div>Scope and limitation</div><div>Definition of terms</div><div>Research question</div><div><br></div><div><b>

Chapter TWO

LITERATURE REVIEW

  • </b></div><div>Literature Review</div><div>The Nature of Credit Co-operative</div><div>Origin of Credit Co-operative</div><div>Types of credit co-operative</div><div>Co-operative Thrift &amp; Credit Society (CTCS)</div><div>Overview of credit management techniques</div><div>Importance of credit management</div><div>Contribution of credit to economic development</div><div>The NACRDB as a source of finance for co-operative business</div><div>Mandate, Corporate objective and business philosophy of </div><div>NACRDB credit schemes</div><div>i. Micro Enterprise Scheme</div><div>ii. Macro Enterprise Scheme</div><div>NACRDB Interest rate regime</div><div>How to access NACRDB loans</div><div>NACRDB Ltd sources of fund</div><div>Contribution of other banks in agricultural financing</div><div>References</div><div><br></div><div><b>

Chapter THREE

RESEARCH METHODOLOGY

  • </b></div><div>Research Design and Methodology</div><div>Introduction</div><div>Area of study</div><div>Population of the study</div><div>Sample and sampling procedure</div><div>Method of data collection</div><div>Sources of data</div><div><br></div><div><b>

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

  • </b></div><div>Data presentation, analysis and interpretation</div><div><br></div><div><b>

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

  • </b></div><div>Summary, Recommendation and Conclusion</div><div><br> </div><br><p></p>

Project Abstract

<p></p><div>        <b>ABSTRACT</b><br></div><div><br></div><div>This project is written to be useful to all who are interested in co-operative organizations, banks and the general public.</div><div>This is to reveal the process of effective management of credit in Co-operative Agricultural Bank in Enugu. &nbsp;In this project, one finds out the means of which this Nigeria Agricultural Co-operative and Rural Development Bank grants loans to public. &nbsp;For example, critical examining showed that NACRDB grants two broad categories of loans namely micro and macro. &nbsp;At the macro level, only agricultural projects like agro processing, marketing, production, etc are considered. &nbsp;While non-agricultural projects financed under micro include artisans such as vulcanisers, road side mechanics, barbing, hair dressing saloons etc.</div><div>Factors militating against effective credit management in Agricultural Co-operative Banks in Enugu were revealed both economical and political.</div><div>The method use in collecting data for this project is presented in tables and analysed using simple percentage rating. &nbsp;Much recommendations on the way/ways of improving co-operative credit management is critically highlighted.</div> <br><p></p>

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