Leasing as a major financing device for small scale industries

• <p> </p><div><p>Title page i</p><p>Approval page ii</p><p>Dedication iii</p><p>Acknowledgment iv</p><p>Table of contents vi</p><p>List of tables x</p><p>Abstract xii</p><p><strong>

Chapter ONE

INTRODUCTION

• </strong></p><p><strong>
• 1.0Introduction 1</strong></p><p>
• 1.1Background of the study 1</p><p>
• 1.2Statement of the problem 4</p><p>
• 1.3Objective of the study 4</p><p>
• 1.4Scope of the study 5</p><p>
• 1.5Research questions 6</p><p>
• 1.6Significance of the study &nbsp; 7</p><p><strong>

Chapter TWO

LITERATURE REVIEW

• </strong></p><p><strong>
• 2.0Review of literature 8</strong></p><p>
• 2.1Definition of small scale enterprise 8</p><p>
• 2.2Financing enemies for small scale enterprise 10</p><p>
• 2.3Concept and evolution of leasing 18</p><p>
• 2.4Types of leasing 21</p><p>
• 2.5Central bank guidelines and leasing 26</p><p>
• 2.6Summary of related literature 28</p><p><strong>

Chapter THREE

RESEARCH METHODOLOGY

• </strong></p><p><strong>
• 3.0Methodology 30</strong></p><p>
• 3.1Research design 30</p><p>
• 3.2Area of study 30</p><p>
• 3.3Population of the study 30</p><p>
• 3.4Sample and sampling procedure 31</p><p>
• 3.5Instrument for data collection 32</p><p>
• 3.6Validation of the research instruments 32</p><p>
• 3.7Reliability of the research instruments 33</p><p>
• 3.8Method of data collection 33</p><p>
• 3.9Method of data analysis 34</p><p><strong>

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

• </strong></p><p>
• 4.0Data presentation and results 35</p><p><strong>

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

• </strong></p><p>
• 5.0Discussion, implications, recommendations 44</p><p>
• 5.1Summary of findings 44</p><p>
• 5.2Discussion of results 45</p><p>
• 5.3Conclusion 50</p><p>
• 5.4Implications of the study 50</p><p>
• 5.5Recommendations 51</p><p>
• 5.6Suggestions for further studies 53</p><p>
• 5.7Limitation of the study 53</p><p><strong>References 55</strong></p><p><strong>Appendix 56</strong></p><p><strong>LISTS OF TABLES</strong></p><p><strong>Table 2.1: </strong>Bank loans to small-scale enterprises as at 31st December 2000</p><p><strong>Table
• 2.2</strong>Actual lease portfolio of merchant banks loans advance and advances mattered against central bank prescribed ceiling.</p><p><strong>Table 4.1</strong>&nbsp;Responses from the respondents on the extent of small-scale industries obtaining adequate institutional credit.</p><p><strong>&nbsp;Table 4.2</strong>&nbsp;Responses from the respondents on if they are aware of</p><p>the lease financing technique whereby companies can procure required plant and machinery without making an outright payment for them.</p><p><strong>Table 4.3:</strong>&nbsp;Responses from the respondents on if their company made any effort in order to finance their company through leasing.</p><p><strong>Table 4.4:</strong>&nbsp;Responses from the respondents on if the use of leasing resulted to any advantage.</p><p><strong>Table 4.5: </strong>Response from the respondents on if their company will be in the positive to advise other companies to resort to leasing as means of finance to their companies.</p><p><strong>Table 4.6: </strong>Responses from respondents on whether merchant banks help small scale enterprise in getting lease facilities.</p><p><strong>Table 4.7: </strong>Responses from respondents on whether merchant banks helps small scale enterprise in getting lease facilities in accordance to with the central bank prescribed ceiling on lease portfolio.</p></div><h3></h3><br> <br><p></p>