An analysis of credit delinquency in commercial banking

• <p> A &nbsp; &nbsp; comparative analysis of balance sheet extract<br>B &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No1<br>C &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No2<br>D &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No3<br>E &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No4<br>F &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No5<br>G &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No6<br>H &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No7<br>I &nbsp; &nbsp;Responses to research Question &nbsp; &nbsp; &nbsp; &nbsp;No8<strong>LIST OF FIGURES</strong><br>
• 4.1&nbsp; &nbsp;Normal curve ” Decision of Hypothesis &nbsp; &nbsp;i<br>
• 4.2&nbsp; &nbsp;Normal curve ” Decision on Hypothesis &nbsp; &nbsp;ii</p><p></p><p><strong>TABLE OF CONTENT</strong><br>Title page &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;II<br>Approval page &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;III<br>Dedication &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;IV<br>Acknowledgement &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;V<br>Abstract &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;VII<br>Table of content &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;X<br>List of tables &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;IX<br>List of figures &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;VIII</p><p><strong>

Chapter ONE

INTRODUCTION

• <br>
• 1.0&nbsp; &nbsp;Introduction &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;1 &nbsp; </strong><br>
• 1.1&nbsp; &nbsp;Statement of problem &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;4<br>
• 1.2&nbsp; &nbsp;purpose of the study &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5<br>
• 1.3&nbsp; &nbsp;Significance of the study &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;5<br>
• 1.4&nbsp; &nbsp;Statements of Hypothesis &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;7<br>
• 1.5&nbsp; &nbsp;Scope of the study &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;8<br>
• 1.6&nbsp; &nbsp;Limitations of the study &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;8<br>
• 1.7&nbsp; &nbsp;Definition of terms &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;10</p><p><strong>

Chapter TWO

LITERATURE REVIEW

• <br>
• 2.0&nbsp; &nbsp;Review of Related Literature &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;12</strong><br>
• 2.1&nbsp; &nbsp;Credit of commercial bank loans &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;12<br>
• 2.2&nbsp; &nbsp;Types of commercial banks loans &nbsp; &nbsp; &nbsp; &nbsp;14<br>
• 2.3&nbsp; &nbsp;Classification according to period of maturity15<br>
• 2.4&nbsp; &nbsp;The lending guidelines &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;17<br>
• 2.5&nbsp; &nbsp;Commercial banks lending guideline &nbsp; &nbsp; &nbsp; &nbsp;26<br>
• 2.6&nbsp; &nbsp;Cause of bank failure &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;27<br>
• 2.7&nbsp; &nbsp;Bank customers &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;33<br>
• 2.8&nbsp; &nbsp;Credit delinquency in commercial bank &nbsp; &nbsp;37</p><p><strong>

Chapter THREE

RESEARCH METHODOLOGY

• <br>
• 3.0&nbsp; &nbsp;RESEARCH DESIGN AND METHODOLOGY</strong><br>
• 3.1sources of Data &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;40<br>– &nbsp; &nbsp;Primary data &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;40<br>– &nbsp; &nbsp;Secondary data &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;41<br>
• 3.2&nbsp; &nbsp;Sample used &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;42<br>
• 3.3&nbsp; &nbsp;Method of investigation &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;43</p><p><strong>

Chapter FOUR

DATA PRESENTATION AND ANALYSIS

• </strong><br>
• 4.0&nbsp; &nbsp;DATA PRESENTATION AND ANALYSIS</p><p><strong>

Chapter FIVE

SUMMARY, CONCLUSION AND RECOMMENDATIONS

• <br>
• 5.0&nbsp; &nbsp;SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION<br></strong>
• 5.1&nbsp; &nbsp;Findings &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;65<br>
• 5.2&nbsp; &nbsp;Conclusion &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;65<br>
• 5.3&nbsp; &nbsp;Recommendation &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;67<br><strong>BIBLIOGRAPHY &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;75<br>APPENDIX &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;77<br>QUESTIONNAIRE</strong></p> <br><p></p>