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This project aims to assess the impact of natural disasters on insurance pricing and develop effective strategies for risk management in the insurance industry. The study will investigate the influence of natural disasters, such as hurricanes, earthquakes, floods, and wildfires, on insurance pricing dynamics. It will analyze the correlation between the frequency and severity of natural disasters and the pricing of insurance products, including property, casualty, and catastrophe insurance. By examining historical data, risk modeling techniques, and industry practices, this research seeks to provide valuable insights into the evolving landscape of insurance pricing in the context of natural disasters
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