Home / Economics / The determinant of savings in nigeria (1985-2011) –

The determinant of savings in nigeria (1985-2011) –

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Savings Behavior Theories
2.2 Savings and Economic Development
2.3 Determinants of Savings
2.4 Savings Trends in Nigeria
2.5 Savings Policies in Nigeria
2.6 Savings and Investment Relationship
2.7 Savings and Inflation
2.8 Savings and Interest Rates
2.9 Empirical Studies on Savings
2.10 Summary of Literature Review

Chapter THREE

3.1 Research Design
3.2 Population and Sample
3.3 Data Collection Methods
3.4 Data Analysis Techniques
3.5 Questionnaire Design
3.6 Ethical Considerations
3.7 Reliability and Validity
3.8 Limitations of Methodology

Chapter FOUR

4.1 Overview of Data Analysis
4.2 Descriptive Statistics
4.3 Regression Analysis
4.4 Hypothesis Testing
4.5 Findings on Savings Determinants
4.6 Comparison with Literature
4.7 Discussion on Policy Implications
4.8 Recommendations for Future Research

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusion
5.3 Contributions to Knowledge
5.4 Implications for Policy
5.5 Recommendations for Practice
5.6 Areas for Future Research

Project Abstract

The term savings refers to the part of income immediately spent or consumed but reserved for future consumption, investment or unforeseen contingencies. This study examines the determinants of savings in Nigeria between 1985-2011, which will enable us to proffer solution for the improvement of savings in the economy, since it is an important component of the economic development of any country. The method of analysis used in testing the hypothesis are coefficient of multiple determination {R2}, T –test,F-statistics. Data for the study was obtained from the central bank of Nigeria statistical bulletin, the major findings was that per capita disposable income{pdy} has a positive and significant impact on aggregate savings in Nigeria. Based on the findings, some recommendations of policy and suggestions have been made.

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