<p> <b></b></p><p><b> <b> Pages</b></b></p><p><b><b></b></b></p><b><b><p>Title<br>page – – – – – – – – – i</p><p>Declaration – – – – – – – – – ii</p><p>Certification<br> – – – – – – – – – iii</p><p>Dedication<br> – – – – – – – – – iv</p><p>Acknowledgements<br> – – – – – – – – v</p><p>Table<br>of Contents – – – – – – – – vi</p><p>List<br>of Tables – – – – – – – – x</p><p>Abstract<br> – – – – – – – – – xi</p><p><b>CHAPTER<br>1: INTRODUCTION</b></p><p>1.0 Introduction – – – – – – – –<b> 1</b></p><p>1.1 Background of the Study – – – – – – 2</p><p>1.2 Statement of the Problem – – – – – – 8</p><p>1.3 Purpose of the Study – – – – – – 10</p><p>1.4 Research Questions – – – – – – – 12</p><p>1.5 Research Hypotheses – – – – – – – 13</p><p>1.6 Limitation of the Study – – – – – – 14</p><p><b>CHAPTER<br>TWO</b></p><p>2.0 Review of Related Literature – – – – – 16</p><p>2.1 Conceptual Framework – – – – – – 16</p><p>2.2 Sources of financing working capital by<br>SMEs – – – 20</p><p>2.3 Cash Management Practices Required by<br>SMEs – – – 21</p><p>2.4 Factors Influencing Working capital<br>Management – – – 22</p><p>2.5 Challenges and Importance of Working<br>Capital Management – 22</p><p>2.6 Characteristics, problems and roles of<br>SMEs – – – – 24</p><p>2.7 Theoretical Framework – – – – – – 28</p><p>2.7.1 Carl Max’s Approach to Working Capital<br>Management – – 28</p><p>2.7.2 David Ricardo’s Approach to Working Capital<br>Management – 29</p><p>2.7.3 Moderate Approach to Working Capital<br>Management – – 31</p><p>2.7.4 Aggregate Approach to Working Capital<br>Management – – 32</p><p>2.8 Related Empirical Studies – – – – – – 33</p><p>2.9 Summary of Literature – – – – – – 36</p><p><b>CHAPTER<br>THREE</b></p><p><b></b></p><b><p>3.0 Methodology<br>– – – – – – – – 39</p><p>3.1 Selecting of Data – – – – – – – 39</p><p>3.2 Area of the Study – – – – – – – 39</p><p>3.3 Collection of Data – – – – – – – 40</p><p>3.4 Design and Administration of<br>Questionnaire – – – 40</p><p>3.5 Sample Size and Sampling Technique – – – – 41</p><p>3.6 Data Analysis Technique – – – – – – 41</p><p>3.7 Criteria for Deciding the Validity of<br>Hypothesis – – – 42</p><p>3.8 Test of Independence of classification – – – – 43</p><p>3.9 Determination of Critical Values – – – – – 44 </p><p><b>CHAPTER<br>FOUR: PRESENTATION AND ANALYSIS OF DATA </b><b> </b></p><p><b></b></p><b><p>4.0 Introduction – – – – – – – – 45 </p><p>4.1 Descriptive Analysis – – – – – – – 45 </p><p>4.2 Analysis of Data – – – – – – – 47</p><p>4.3 Test of Hypothesis – – – – – – – 51</p><p>4.3.1 Testing of Hypothesis – – – – – – 51</p><p>4.3.2 Testing of Hypotheses – – – – – – 54</p><p>4.3.2 Testing of Hypothesis Three – – – – – – 56</p><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p><b>CHAPTER<br>FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS</b></p><p><b></b></p><b><p>5.0 Summary – – – – – – – – 58</p><p>5.1 Implications<br>for Business Education/SMEs Operators – – 58</p><p>5.2 Conclusion – – – – – – – – 59</p><p>5.3 Recommendations – – – – – – – 60</p><p>5.4 Suggestions<br>for Further Studies – – – – – 62</p><p>References – – – – – – – – 63</p><p>Appendix – – – – – – – – 65</p><p><b> </b></p><p><b></b></p><b><p><b>LIST OF TABLES</b></p><p><b></b></p><b><p><b> </b></p><p><b></b></p><b><p>Table<br>4.1 Total Numbers of<br>Questionnaires sent and received by</p><p> Respondents – &n</p></b></b></b></b></b></b></b></b></b></b></b></b></b></b></b> <br><p></p>
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