<p> </p><p>TITLE PAGE</p><p>APPROVAL PAGE</p><p>DEDICATION</p><p>ACKNOWLEDGEMENT</p><p>PROPOSAL PAGE</p><p>TABLE OF CONTENTS</p><p>
The researcher examines the technique of managing financial distress in the Nigerian banking industry. The researchers purpose of study among other.
To examine bank recapitalisation as a technique of managing distress in the banking industry.
To examine debt recovery and cost reductive as a technique of managing distress in the banking industry.
To examine bank acquisition and merger as technique of managing distress in the Nigeria banking industry.
The researcher collected the necessary data through structural questionnaire and oral interview. In analyzing the data collected, the researcher made use of textual and tabular presentation.
In both case chi-square and simple percentage where the major tools used for data ananlysis.
The findings revealed among other things.
(1) That bank needs to be recapitulated.
(2) That two or more distressed banks need to merge to from a new, strong and healthy one.
(3) That banks need to recover their debts to ensure their continuing existence.
A strong bank should take over a small and weak bank to enhance its survival and performance. It was also discovered that excessive operational cost is one of the factors that led to bank distress.
1.0 INTRODUCTION
1.1 BACKGROUND OF STUDY
The issue of financial distress in the Nigerian banking industry has became the βConequences of bnak failures, the problem has became a major source of concern to the government, the regulatons of financial institutions and to the general public. The experience of Nigerians during the first era of bank failures in Nigerian between 1953 to 1959 was such that generated understandable apprehension among the banking public. Unfortunately, the problem has reducing up till now in the Nigerian financial system. Also distress in Nigerian banking system is a phenomenon that must be tackle with every amount of Vigour in order to minimize its occurrence in the economy.
Although, Nigerian thought this was a good own for the economy, it soon downed on them that the perceived boom was a mirage and gross mismanagement. The increasing number of distress in the nations banking industry has impacted negatively on the economy by slowing down the tempo of business activities. The courage also effects some government and some healthly banks which have cost some of the confidence which they had enjoyed before the issue of banking distress become pronounced.
1.2 STATEMENT OF PROBLEMS
Financial distress in the Nigeria banking industry will therefore occure when a fairly reasonable proportion of banks in the system are unable to meet their obligations to their customer as well as their owners and the economy as a result of weakness in their financial, operational and managerial condition which have rendered them either insolvent. Also is a situation in which a sizable proportion of financial institutions have liabilities exceeding the market value of their assets.
π Over 50,000 Project Materials
π± 100% Offline: No internet needed
π Over 98 Departments
π Software coding and Machine construction
π Postgraduate/Undergraduate Research works
π₯ Instant Whatsapp/Email Delivery
The project topic "Predictive analytics for credit risk assessment in microfinance institutions" focuses on utilizing advanced data analytics techniqu...
The project topic "Application of Machine Learning in Fraud Detection in Online Banking" focuses on utilizing advanced machine learning techniques to ...
The project topic, "Application of Blockchain Technology in Enhancing Security and Efficiency of Payment Systems in Banking," revolves around the inte...
The implementation of Blockchain technology in enhancing security and efficiency in online banking services is a critical and innovative research topic that aim...
The project topic "Predictive Analytics in Banking: Improving Credit Scoring Models Using Machine Learning Algorithms" focuses on the application of a...
The project titled "Analysis of Cryptocurrency Adoption in Traditional Banking Systems" aims to delve into the evolving landscape of financial technol...
Blockchain technology has emerged as a disruptive innovation with the potential to revolutionize various industries, including banking and finance. In the conte...
The project topic, "Application of Blockchain Technology in Enhancing Security and Efficiency in Financial Transactions," focuses on exploring the pot...
Introduction: The financial sector, especially banking, plays a crucial role in economic growth and stability. One of the key challenges faced by banks is mana...