Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Lending Policies
2.2 Historical Development of Banking in Nigeria
2.3 Regulatory Framework for Banks in Nigeria
2.4 Types of Loans Offered by Banks
2.5 Risk Management in Lending
2.6 Impact of Lending Policies on Economic Growth
2.7 Comparative Analysis of Banks' Lending Practices
2.8 Challenges Faced by Banks in Implementing Lending Policies
2.9 Innovations in Lending Practices
2.10 Future Trends in Lending Policies

Chapter THREE

3.1 Research Methodology Overview
3.2 Research Design
3.3 Data Collection Methods
3.4 Sampling Techniques
3.5 Data Analysis Procedures
3.6 Ethical Considerations
3.7 Validity and Reliability
3.8 Limitations of the Methodology

Chapter FOUR

4.1 Overview of Findings
4.2 Analysis of Lending Policies in Nigerian Banks
4.3 Comparison of Banks' Approaches to Risk Management
4.4 Impact of Lending Policies on Economic Indicators
4.5 Customer Perception of Banks' Lending Practices
4.6 Recommendations for Improving Lending Policies
4.7 Implications for Future Research
4.8 Conclusion of Findings

Chapter FIVE

5.1 Summary of Research
5.2 Conclusions Drawn from the Study
5.3 Recommendations for Banking Institutions
5.4 Suggestions for Future Research
5.5 Final Thoughts and Closing Remarks