Home / Banking and finance / Assessment of the impact of bank credit on agricultural development (a case study of first bank of nigeria plc)

Assessment of the impact of bank credit on agricultural development (a case study of first bank of nigeria plc)

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of the Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Bank Credit
2.2 Importance of Bank Credit in Agriculture
2.3 Historical Perspective of Bank Credit in Agriculture
2.4 Challenges Faced in Accessing Bank Credit for Agriculture
2.5 Impact of Bank Credit on Agricultural Development
2.6 Government Policies on Bank Credit for Agriculture
2.7 Comparative Analysis of Bank Credit Systems
2.8 Innovations in Bank Credit for Agriculture
2.9 Role of Financial Institutions in Agricultural Development
2.10 Case Studies on Bank Credit and Agricultural Development

Chapter THREE

3.1 Research Design
3.2 Population and Sampling Techniques
3.3 Data Collection Methods
3.4 Data Analysis Techniques
3.5 Research Instrumentation
3.6 Ethical Considerations
3.7 Validity and Reliability
3.8 Limitations of the Research

Chapter FOUR

4.1 Overview of Research Findings
4.2 Analysis of Data Collected
4.3 Comparison with Existing Literature
4.4 Interpretation of Results
4.5 Implications of Findings
4.6 Recommendations for Practice
4.7 Recommendations for Future Research
4.8 Conclusion on Research Findings

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusions Drawn from the Study
5.3 Contribution to Knowledge
5.4 Practical Implications
5.5 Recommendations for Stakeholders
5.6 Areas for Future Research
5.7 Conclusion

Project Abstract

The study is an investigation into the impact of Bank Credit on Agricultural Development with emphasis on First Bank of Nigeria Plc.

Specifically, I examined the effect of Central Bank of Nigeria credit guidelines and other financial bodies on Agricultural Development, also examined the relationship of bank lending policies in Nigeria, and to what extent there credit facilities are effectively been utilized by the farmers.

Two major statistical tools were adopted, while a time-series analysis was conducted to observe the movement of the loans and advances against the years loans were utilized by small and large scale farmers.

Some of the major findings of these tests confirm that bank credit has a significant impact in Agricultural Development for the small and large scale farmers.

Further investigation shows that the highest agricultural loan was granted in 2009 with over One Hundred and Seventy Five Million Naira the loan granted in 2010 and 2011 decreased drastically by 20 percent which was basically due to the global financial meltdown.

Based on these results, some of the major recommendations are that Federal Government should increase the banks share and credit base in order for the bank to cope with increasing loans demand.

Finally, for credit to be more effective, other sector of the economy should asked to corporate with the bank in providing the relevant service to support the scheme the bank in its bid to relive farmers other predicaments.


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