Home / Banking and finance / Granting of credit facilities by commercial banks prospects and problems (a case study of skye bank plc)

Granting of credit facilities by commercial banks prospects and problems (a case study of skye bank plc)

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Credit Facilities
2.2 Role of Commercial Banks in Granting Credit
2.3 Types of Credit Facilities Offered by Commercial Banks
2.4 Factors Influencing Credit Facility Approval
2.5 Risks Associated with Granting Credit
2.6 Credit Evaluation Process
2.7 Impact of Credit Facilities on Borrowers
2.8 Regulatory Framework for Credit Facilities
2.9 Trends in Credit Facility Granting
2.10 Challenges Faced by Commercial Banks in Granting Credit

Chapter THREE

3.1 Research Methodology Overview
3.2 Research Design
3.3 Data Collection Methods
3.4 Sampling Techniques
3.5 Data Analysis Procedures
3.6 Ethical Considerations
3.7 Limitations of the Methodology
3.8 Validity and Reliability of Data

Chapter FOUR

4.1 Overview of Findings
4.2 Analysis of Credit Facility Approval Rates
4.3 Factors Influencing Credit Approval
4.4 Comparison of Credit Types
4.5 Impact of Credit Facilities on Borrowers
4.6 Challenges Faced by Commercial Banks
4.7 Recommendations for Improvement
4.8 Implications for Future Research

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusion
5.3 Contributions to Knowledge
5.4 Implications for Practice
5.5 Recommendations
5.6 Areas for Future Research

Project Abstract

The study examined the problems and prospects associated with granting of credit facilities by commercial banks. To assess this situation questionnaire were distributed to low members of staff of skye bank pIc. 20 of the questionnaire were given to 5 departments using stratified random sampling. The data was analysed using descriptive statistics and chi-square distribution.

The findings revealed that granting credit to customers’ facilities economic activities by providing foods for the needs sectors. It was therefore recommended among others that a good credit department of any bank should ensure that credit policies are in place.


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