Title Page

Dedication

Declaration

Certification

Acknowledgement

Table of Contents

Table of Cases

Table of Statutes

List of Abbreviations

Abstract

Chapter ONE

1.1 Background to the Study

1.2 Statement of the Problem

1.3 Objectives of the Study

1.4 Significance of the Study

1.5 Research Questions

1.6 Research Methodology

1.7 Scope of the Study

1.8 Literature Review

Chapter TWO

2.1 Definition of Mortgage

2.2 Historical Overview of Mortgage Financing in Nigeria

2.3 Types of Mortgage Financing

2.4 Sources of Mortgage Financing

Chapter THREE

3.1 Legal Regime for Mortgage Financing in Nigeria

3.2 Institutional Framework for Mortgage Financing

3.3 Economic Implications of Mortgage Financing

3.4 Structure of the Nigeria Mortgage Market

Chapter FOUR

4.1 Prospects of Mortgage Financing in Nigeria

4.1.1 An Overview of Housing Delivery Policies in Nigeria

4.1.2 Government Functions on Housing Delivery

4.1.3 Assessment of Housing Delivery in Nigeria Today

4.2 Challenges of Mortgage Financing in Nigeria

4.2.1 Low Interest Rate on National Housing Fund

4.2.2 Low Level of Partnership in National Housing Fund

4.2.3 Macroeconomic Environment

4.2.4 Non-Vibrancy of Some Primary Mortgage Institutions

4.2.5 Cumbersome Legal Regulatory Framework for Land Acquisition

4.2.6 The Structure of Bank Deposit Liabilities

4.2.7 Risk Sharing

4.2.8 Knowledge Gap

4.2.9 Taxes

Chapter FIVE

5.1 Summary

5.2 Conclusion

5.3 Recommendations

Bibliography