Home / Banking and finance / Lending policies and procedures of banks in nigeria

Lending policies and procedures of banks in nigeria

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the research
1.9 Definition of terms

Chapter TWO

2.1 Overview of Lending Policies
2.2 Historical Perspective of Bank Lending in Nigeria
2.3 Regulatory Framework of Bank Lending
2.4 Factors Influencing Bank Lending Decisions
2.5 Types of Bank Loans and Credit Facilities
2.6 Risk Management in Bank Lending
2.7 Technology and Innovation in Bank Lending
2.8 Impact of Economic Factors on Bank Lending
2.9 Comparative Analysis of Bank Lending Practices
2.10 Future Trends in Bank Lending

Chapter THREE

3.1 Research Design and Methodology
3.2 Sampling Techniques and Sample Size
3.3 Data Collection Methods
3.4 Data Analysis Techniques
3.5 Ethical Considerations in Research
3.6 Validity and Reliability of Research Findings
3.7 Limitations of Research Methodology
3.8 Case Study Approach in Research

Chapter FOUR

4.1 Overview of Research Findings
4.2 Analysis of Lending Policies in Selected Banks
4.3 Comparison of Bank Lending Procedures
4.4 Evaluation of Risk Management Strategies
4.5 Impact of Economic Factors on Bank Lending Decisions
4.6 Customer Perception of Bank Lending Services
4.7 Recommendations for Improving Bank Lending Practices
4.8 Implications for Policy and Practice

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusions
5.3 Contribution to Existing Knowledge
5.4 Implications for Future Research
5.5 Recommendations for Stakeholders
5.6 Reflections on the Research Process

Thesis Abstract

Lending is the most important activity of the Bank. It is the utmost activity of financial intermediation whereby fund mobilized from the surplus sector of the economy is judiciously redirected to the deficit sector, for investment purposes and economic growth of the country. However, this lending activity is frosted in many dangers especially that of default and delay in repayment. This is what prudential guidelines try to curtail by creating performing and non-performing credit portfolios. Various Banks equally respond to this by creating lending policies, detail what to do and how is to be done concerning their various credit portfolios in order to minimise their exposure. Skye Bank plc (formerly cooperative Bank plc Osogbo Branch) is our case study in this work and we shall examine some of these policies aim at reducing non performance credit by various corporate bodies and customers by enhancing the Bank’s profitabilit

Thesis Overview

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