Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objectives of Study
1.5 Limitations of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Commercial Banks
2.2 History of Lending Policies in Commercial Banks
2.3 Types of Lending Policies in Commercial Banks
2.4 Impact of Lending Policies on Banking Sector
2.5 Regulatory Framework for Lending in Nigeria
2.6 Factors Influencing Lending Policies
2.7 Comparison of Lending Policies in Different Banks
2.8 Case Studies on Lending Policies
2.9 Trends in Lending Policies
2.10 Challenges in Implementing Lending Policies

Chapter THREE

3.1 Research Design
3.2 Data Collection Methods
3.3 Sampling Techniques
3.4 Data Analysis Procedures
3.5 Research Variables
3.6 Research Ethics
3.7 Research Limitations
3.8 Validity and Reliability of Data

Chapter FOUR

4.1 Overview of Research Findings
4.2 Analysis of Lending Policies in Commercial Banks
4.3 Comparison of Lending Practices
4.4 Impact of Lending Policies on Bank Performance
4.5 Customer Perception of Lending Policies
4.6 Recommendations for Improving Lending Policies
4.7 Implementing Changes in Lending Policies
4.8 Future Trends in Lending Policies

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusions Drawn from the Study
5.3 Implications for Commercial Banks
5.4 Contributions to Existing Knowledge
5.5 Recommendations for Future Research