Home / Banking and finance / The effect of risk and credit management on bank performance (a case study of zenith bank plc)

The effect of risk and credit management on bank performance (a case study of zenith bank plc)

 

Table Of Contents


Chapter ONE

1.1 Introduction
1.2 Background of Study
1.3 Problem Statement
1.4 Objective of Study
1.5 Limitation of Study
1.6 Scope of Study
1.7 Significance of Study
1.8 Structure of the Research
1.9 Definition of Terms

Chapter TWO

2.1 Overview of Risk Management
2.2 Credit Management in Banking
2.3 Relationship between Risk and Credit Management
2.4 Impact of Risk Management on Bank Performance
2.5 Impact of Credit Management on Bank Performance
2.6 Best Practices in Risk Mitigation
2.7 Case Studies on Bank Performance
2.8 Regulations and Compliance in Risk and Credit Management
2.9 Innovations in Risk and Credit Management
2.10 Future Trends in Risk and Credit Management

Chapter THREE

3.1 Research Design
3.2 Data Collection Methods
3.3 Sampling Techniques
3.4 Data Analysis Procedures
3.5 Research Instrumentation
3.6 Ethical Considerations
3.7 Limitations of the Methodology
3.8 Validity and Reliability

Chapter FOUR

4.1 Overview of Data Analysis
4.2 Presentation of Findings
4.3 Analysis of Risk Management Practices
4.4 Analysis of Credit Management Practices
4.5 Correlation Analysis
4.6 Regression Analysis
4.7 Discussion on Findings
4.8 Comparison with Existing Literature

Chapter FIVE

5.1 Summary of Findings
5.2 Conclusions
5.3 Implications for Banking Industry
5.4 Recommendations for Practice
5.5 Recommendations for Further Research
5.6 Reflection on Research Process

Thesis Abstract

This research work was undertaken to assess the effect of risk and credit management on bank performance with reference to Zenith Bank Plc.

This work was intended to achieve the following objectives to appraise and determine the lending procedure of banks, to highlight the extent to which improper project evaluation influence risk and credit management on bank performance.

Relevant data were collected from both primary and secondary sources. Questionnaire was the main primary data collected instrument employed while data from various relevant publications constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn; that sound lending requires a clear-well articulated and easy accessible policy document which spells out the philosophy of lending. On the basis of the above findings, it was recommended that banks should ensure that loans given out to customers should be backed by adequate collateral security.

Finally, it is the opinion of the researcher that the management the Money-Deposit Banks should prevent the incidence of bad debts in Nigerian Banks.


Thesis Overview

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