Thesis Abstract

Abstract
The banking sector plays a critical role in the overall economic performance of a country. This study aims to analyze the impact of banking sector reforms on economic performance. The research focuses on the reforms implemented in the banking sector and their implications for economic growth, financial stability, and efficiency. By examining data from various countries that have undergone significant banking sector reforms, this study seeks to provide insights into the relationship between reform measures and economic outcomes. The research employs a mixed-methods approach, combining quantitative analysis of macroeconomic indicators such as GDP growth, inflation rates, and balance of payments with qualitative assessments of the specific reform measures undertaken by different countries. By comparing the experiences of diverse economies, the study aims to identify best practices in banking sector reforms that contribute positively to economic performance. The findings of this research are expected to shed light on the effectiveness of various reform strategies in enhancing the stability and efficiency of the banking sector while promoting overall economic growth. The analysis will also consider the potential trade-offs involved in implementing reform measures, such as the impact on financial inclusion, access to credit, and income distribution. By exploring these dimensions, the study seeks to provide policymakers, regulators, and stakeholders with valuable insights into the implications of banking sector reforms for the broader economy. Overall, this research contributes to the existing literature on banking sector reforms and economic performance by offering a comprehensive analysis of the relationship between reform initiatives and macroeconomic outcomes. The study's findings are relevant not only for academics and researchers in the field of economics and finance but also for policymakers and practitioners involved in designing and implementing banking sector reforms. Ultimately, the goal of this research is to inform evidence-based policy decisions that can enhance the resilience and efficiency of the banking sector while supporting sustainable economic growth.

Thesis Overview

This study focuses on the implications of Credit to private Sector on the economic growth of Nigeria.  Reforms have been introduced and implemented in Nigeria over the last three decades. The impact of these reforms on the economic growth have not been well felt by the citizens. The study is to determine the relationship between Credit to private Sector and economic growth of Nigeria. Regression model was used to present the estimates evaluated with T-test, F-test, DW-test and standard error estimates used to test the level of significance. The study found out statistical significance between Credit to Private Sector (CPS) and Real Gross Domestic Product (RGDP) in billions (N).furthermore, if there is one (1) million of Credit Private Sector (CPS) in the economy, the real output (RGDP) of the economy will increase by some significant percent of total increase in Credit to Private Sector (CPS).The Nigerian banking sector should increase the amount of credit given to private sector; this will in turn contributes greatly to the growth of Real Gross Domestic Product (GDP)bringing about increase in economic growth of the economy at large. The research concludes that bank reforms have resulted in making banks more efficient, reliable and their intermediating potentials have also been revived.