Thesis Abstract

Abstract
The banking sector plays a crucial role in the economic development of any country. In Nigeria, commercial banks are significant financial intermediaries that channel funds from savers to borrowers, thereby stimulating economic growth. However, the lending ability of these banks is influenced by various factors, including government policies. This study aims to investigate the effect of government policy on commercial bank lending ability in Nigeria. The research employs a mixed-methods approach, combining quantitative analysis of financial data from commercial banks with qualitative interviews of key stakeholders in the banking and regulatory sectors. The quantitative analysis focuses on the impact of government policies such as monetary policy, fiscal policy, and regulatory frameworks on commercial bank lending activities. By examining key financial indicators such as loan-to-deposit ratio, non-performing loans, and interest rates, the study aims to assess how government policies influence the lending behavior of commercial banks. In addition to quantitative analysis, qualitative interviews with banking executives, regulatory officials, and policymakers provide insights into the perceptions and experiences of industry insiders regarding the impact of government policy on commercial bank lending. These interviews offer a nuanced understanding of the challenges and opportunities faced by banks in Nigeria in the context of government regulations. The findings of this research are expected to contribute to the existing literature on the relationship between government policy and commercial bank lending in developing countries, with a focus on the Nigerian banking sector. By identifying the specific ways in which government policies affect commercial bank lending ability, this study aims to provide valuable insights for policymakers, regulators, and banking executives seeking to improve the efficiency and effectiveness of the banking sector in Nigeria. Overall, this research addresses a critical gap in the literature by examining the nuanced interactions between government policy and commercial bank lending ability in Nigeria. By employing a mixed-methods approach, the study offers a comprehensive analysis of the factors shaping bank lending behavior in the country, with implications for policy and practice in the financial sector.

Thesis Overview

Approval page

Dedication

Acknowledgment

Absract

Table of content

 

CHAPTER ONE

• INTRODUCTION OF “THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA”

 

1.1 Background of the study

1.2 Statement of the problem

1.3 Objective of the study

1.4 Research question

1.5 Research hypothesis

1.6 Significance of the study

1.7 Scope, limitation

1.8 Defintion of terms

Reference

CHAPTER TWO

• REVIEW OF RELATED LITERATURE OF “THE EFFECT OF INFLATION ON THE ECONOMY”

 

• Previous research on the topic
• Historical background of bank lending
• Affect of lending on he commercial banks

 

CHAPTER THREE

• RESEARCH DESIGN AND METHODOLOGY OF “THE EFFECT OF INFLATION ON THE ECONOMY”

 

3.1 Research design

• Area of study
• Population
• Sample and sampling techniques
• Instruments of data collection
• Methods of data presentation
• Methods of data analysis

Reference

 

CHAPTER FOUR

• DATA PRESENTATION AND ANALYSIS OF “THE EFFECT OF INFLATION ON THE ECONOMY”

 

 

CHAPTER FIVE

• FINDINGS RECOMMENDATIONS AND CONCLUSION OF “THE EFFECT OF INFLATION ON THE ECONOMY”

 

5.1 Findings

• Recommendation
• Conclusion

Bibliography