<p>1. Introduction<br> 1.1 Background<br> 1.2 Significance of Agri-financing<br>2. Types of Agricultural Loans and Financial Products<br> 2.1 Short-term Loans<br> 2.2 Medium-term Loans<br> 2.3 Long-term Loans<br> 2.4 Crop-specific Loans<br> 2.5 Input Financing<br> 2.6 Insurance Products<br>3. Challenges in Accessing Credit for Farmers<br> 3.1 Lack of Collateral<br> 3.2 High Interest Rates<br> 3.3 Limited Financial Literacy<br> 3.4 Inadequate Banking Infrastructure in Rural Areas<br>4. Role of Financial Institutions in Agri-financing<br> 4.1 Commercial Banks<br> 4.2 Microfinance Institutions<br> 4.3 Agricultural Development Banks<br> 4.4 Cooperative Credit Societies<br>5. Government Policies and Initiatives<br> 5.1 Subsidized Interest Rates<br> 5.2 Loan Guarantee Programs<br> 5.3 Agricultural Credit Funds<br> 5.4 Farmer Producer Organizations (FPOs)<br></p>
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