Thesis Abstract

Abstract
The management of learnable funds in commercial banks in Nigeria has been a critical focus area for improving financial stability and profitability in the banking sector. This research aims to investigate ways to enhance the management of learnable funds in Nigerian commercial banks. The study will employ a mixed-methods approach, combining quantitative analysis of financial data with qualitative interviews and surveys to gather insights from bank managers, regulators, and customers. The research will focus on identifying current challenges faced by commercial banks in managing learnable funds effectively, such as liquidity constraints, regulatory requirements, and competition for deposits. By analyzing financial reports and conducting interviews with key stakeholders, the study aims to provide recommendations for improving learnable fund management practices in Nigerian banks. Key objectives of the research include assessing the impact of regulatory frameworks on learnable fund management, evaluating the effectiveness of liquidity management strategies, and examining customer preferences and behaviors related to deposit products. By addressing these objectives, the study seeks to offer practical solutions for enhancing the efficiency and profitability of learnable fund management in Nigerian commercial banks. The findings of this research are expected to provide valuable insights for bank executives, policymakers, and regulators in Nigeria. By understanding the challenges and opportunities in managing learnable funds, banks can develop more robust strategies to attract and retain deposits, optimize liquidity management, and enhance overall financial performance. Policymakers and regulators can use the research findings to design more effective regulatory frameworks that promote stability and competition in the banking sector. Overall, this research contributes to the existing literature on bank management practices in Nigeria and offers practical recommendations for improving the management of learnable funds in commercial banks. By addressing key challenges and opportunities in this area, the study aims to support the growth and sustainability of the banking sector in Nigeria, ultimately benefiting banks, customers, and the overall economy.

Thesis Overview